No. Lorica never contacts your creditors to negotiate anything.
What that means
Lorica doesn't ask for a lower interest rate. It doesn't ask a creditor to accept less than you owe. It doesn't ask for fees to be waived, for a balance to be written off, or for your terms to change in any way.
Your agreement with your creditor is between you and them. Lorica pays what you owe, in full, on the terms you already have.
The only thing Lorica sends your creditors
Payments. That's the whole of it. Money goes from your clearing account to your creditor accounts on the schedule you set, and no other communication happens.
If you want a lower rate
You can call your card issuer and ask for one. People do, and sometimes it works. That's your call to make — Lorica doesn't make it for you and doesn't advise you on it.
If your rate does change, Lorica picks up the new one at the next refresh and your plan adjusts.
See also: "Is Lorica debt settlement, a debt-management plan, or credit repair?"
Lorica is a payment automation tool, not a financial advisor. This article is for information only.